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<h1>Helping you Live your Dream</h1>
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<P>Our team has a unique process called the 'Personal Wealth Management Strategy’ that can help you to identify your goals and objectives and develop a number of strategies to achieve them. </P>
<H2><A href="/services/portfolioplanning.aspx">Design a Portfolio</A></H2>
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<P>Many Canadians are overwhelmed when faced with the ever-increasing number of available investment options. Tremendous variety, coupled with the influence from countless institutions, contributes to the confusion.</P></DIV>
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<P>Whether you are planning to retire or are retired, our team has developed a process to map out your need&nbsp;for a comfortable&nbsp;retirement and a plan to ensure that your retirement remains financially worry free.</P></DIV>
<H2><A href="/services/taxplanning.aspx">Reduce Taxes</A> </H2>
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<P>Canada remains one of the highest taxed nations in the world. In fact, the average Canadian loses almost half of his or her income to taxes each year, representing a major obstacle to accumulating wealth. Our team can help you examine areas to minimize taxation through a tax review.</P></DIV>
<H2><A href="/services/estateplanning.aspx">Plan your Estate</A></H2>
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<P>Many Canadians spend a lifetime working to accumulate assets without making any effort to protect their wealth. In the event of death and/or disability, consequences may arise which could have been avoided with the proper planning. This area of planning is weak for most and in some cases ignored entirely. Our team has developed the Risk Management review which identifies all the risks in reaching your financial goals.</P></DIV>
<H2><A href="/services/cashcreditmanagement.aspx">Cash and Credit Management</A></H2>
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<P>Canadians all need to save money, use a chequing account and borrow money.&nbsp; Most go to their local bank branch because it is convenient.&nbsp; But is it the best choice?&nbsp; Due to the fact that Investment Planning Counsel is an independent company, we can shop the market on your behalf to get some of the best interest rates on your savings and some of the lowest rates on borrowing.</P></DIV>

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